What is an ESA vendor?
Quick, plain-English definitions for education providers entering the ESA / school-choice world.
What is an ESA vendor?
An ESA vendor (approved service provider) is a business families can spend Education Savings Account funds with — microschools, tutors, therapists, and curriculum or resource sellers. You register with your state program and its payment rail.
What does "ESA approved" mean?
It means the state program has approved your business to receive ESA funds. Approval status changes often, so always verify current status with the program.
What are the ESA payment rails?
ClassWallet, Odyssey, and Step Up For Students are the digital wallets / program managers that hold state funds and pay approved vendors.
Direct pay vs reimbursement
With direct pay, the program pays you for an approved invoice — no out-of-pocket for the family. With reimbursement, the family pays you and claims it back. Direct pay is faster; both need a compliant itemised invoice.
Ready to register and get paid?
Pick your state for the exact steps, or build a compliant invoice now.